Value Spotlight Issue #134, Nov 25: This month’s issue puts the spotlight on Mastercard, the global payments technology leader connecting consumers, merchants, and banks across 200+ countries. Download the PDF here: Mastercard ISSUE #134, NOV 25.pdf Real Money Portfolio Performance About: The 40 Year Portfolio The 40 Year Portfolio is a Real Money Portfolio that tracks the stock picks in this eLetter. Each month, $150 is deposited into my personal Roth IRA account. Then I buy the monthly...
5 days ago • 24 min read
Value Spotlight Seobyoung ChilOct 25, 2025 Aye! We're back on another earnings round up as the Q3 earnings season is gaining momentum. First we will tackle the semiconductor names in our portfolio which conveniently reported on same week (Texas Instruments, Taiwan Semiconductor, and ASML). Lots of interesting stuff to digest! We end this earnings round up with an insurance name and a global credit card provider, Progressive Inc., and American Express. Texas Instrument Q3 2025 Earnings The...
5 days ago • 3 min read
Value Spotlight Issue #133, Oct 25: This month’s issue puts the spotlight on a Latin American fintech disruptor who is helping the “unbanked” of Brasil, Mexico, and Colombia. Download the PDF here: ISSUE #133, OCT 25.pdf Real Money Portfolio Performance About: The 40 Year Portfolio The 40 Year Portfolio is a Real Money Portfolio that tracks the stock picks in this eLetter. Each month, $150 is deposited into my personal Roth IRA account. Then I buy the monthly stock pick 24 hours after the...
about 1 month ago • 23 min read
Value Spotlight Seobyoung ChilSep 18, 2025 Rounding up the last names in the Real Money Portfolio that reported Q2 Earnings. We will have earnings of Costco, Dick's Sporting Goods, Crocs, Martin Marietta Materials, Westlake Corp, UFP Industries, Costco's Q3 2025 Earnings Costco reports its fiscal year with a different timing than others. It ended its Q3 earnings last May 11. Earnings momentum did not abate for this giant discount retailer and continued to report strong earnings despite tariff...
about 1 month ago • 5 min read
Value Spotlight Seobyoung ChilSep 6, 2025 Rounding up more names from the Real Money Portfolio that reported Q2 Earnings as some of them we're a bit late. In this one we will have earnings of Adobe, Builders FirstSource, Texas Roadhouse, Mckesson Corporation, Markel, Texas Instruments, and Watsco. Adobe's Q2 2025 Earnings This creative SaaS giant reported a beat-beat-raise quarter (meaning revenue beat and raised guidance). However, it did not calm market sentiment as it is still undeniably...
about 1 month ago • 5 min read
Value Spotlight Issue #132, Sep 24: This month’s issue puts the spotlight on a popular restaurant stock with a long runway for growth that is finally trading at an attractive enough valuation. Download the PDF here: ISSUE #132, SEP 25.pdf Real Money Portfolio Performance About: The 40 Year Portfolio The 40 Year Portfolio is a Real Money Portfolio that tracks the stock picks in this eLetter. Each month, $150 is deposited into my personal Roth IRA account. Then I buy the monthly stock pick 24...
2 months ago • 13 min read
Value Spotlight Brett SchaferAug 9, 2025 This will be the last earnings round-up before a late August or early September post covering the oddball reporting companies such as Costco. In this issue, we are covering Alphabet/Google, Apple, and Visa for Value Spotlight portfolio companies that updated investors with earnings in recent weeks. Let's dig in. Alphabet's Q2 Earnings Alphabet -- parent of Google, YouTube, Google Cloud, and other subsidiaries -- posted another strong earnings result...
2 months ago • 1 min read
Value Spotlight Brett SchaferAug 4, 2025 Welcome back to our weekly round-up for this earnings season! This week, we are covering three stocks in the Value Spotlight portfolio: Mondelez International, Starbucks, and Microsoft. Let's dig in. Starbucks Q3 2025 Results Starbucks reported earnings for the three months ending in June on July 29th. The global coffee chain reported: Global same-store sales decline of 2% North America same-store sales decline of 2% GAAP operating margin contraction...
2 months ago • 1 min read
Value Spotlight Issue #131, August 25: This month’s issue puts the spotlight on a wonderful company in the attractive homebuilding industry which continues to be underappreciated amidst uncertainty. Download the PDF here: ISSUE #131, AUG 25.pdf Real Money Portfolio Performance About: The 40 Year Portfolio The 40 Year Portfolio is a Real Money Portfolio that tracks the stock picks in this eLetter. Each month, $150 is deposited into my personal Roth IRA account. Then I buy the monthly stock...
3 months ago • 14 min read
